Personal injury protection (PIP) is a type of vehicle insurance required in Orlando and the rest of Florida. This coverage offers compensation if you are in an accident that results in injury. This covers your medical bills, lost wages, and more. If you have been in an accident like this, you should be sure to contact a PIP claim attorney. This lawyer can help you make a claim and ensure you get the entire amount you are entitled to.
Understanding PIP Coverage
Your PIP coverage covers lost wages, medical bills, and death benefits as they relate to injuries that occurred during a vehicle accident. It doesn’t matter who was at fault. Anyone injured in an accident is covered by PIP. However, it’s worth being aware that acupuncture is not covered. The coverage extends to you, those in your household, and passengers during the accident.
There are numerous treatment types that are covered under PIP, which we’ll go over below:
- Costs of needed medication
- Medical services
- Hospital expenses and stays
- Surgical procedures
- Diagnostic services
- Ambulance Rides
- Rehabilitation costs
As far as death benefits, PIP can cover your burial expenses and funeral. Your surviving spouse or next of kin will be provided with $5,000 to cover these expenses.
Filing a Claim
There are many rules relating to filing a PIP claim, which is why hiring a PIP claim attorney is highly suggested. You will want to make sure you keep a log for your claim which includes all bills and medical records relating to the accident and subsequent treatment. This will help answer any questions that come up during the process.
There are two important regulations to be aware of for any Orlando resident claiming PIP:
1. Your injury treatment must happen within two weeks of the accident for you to be eligible for PIP coverage and reimbursement.
2. The insurance company has up to 60 days to investigate the claim for fraud. However, your damages must be paid within 30 days.
If you are looking for a professional, experience attorney to help file your PIP claim, Shuster & Saben, LLC. can assist you. We offer various services and are happy to represent you in your claim. If you are interested in learning more about our services or wish to ask a question, you can visit our website at www.PIPLaw.com.